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« Cardholder » means an individual whose name is in a Card Account and who is liable for all transactions and liabilities on the Card Account. It contains Primary and any Supplementary Cards. « Business Day » means a day on which the relevant workplace in BRAC Bank specified in the Application Form or by way of which the Card is provided or such other office as may be notified by BRAC Bank to the Cardholder, is open for normal business transactions. « Authorized Dealer » means a licensed vendor as defined in the Foreign Exchange Regulations Act 1947 as amended from time to time.

All entries within the Statement of Account shall be presumed right until the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect. If the disputed Card Transaction turns out to be real, the Cardholder shall pay the quantity set out within the related Card Transaction together with any fees incurred by the Bank within the investigation of such disputed Card Transaction. If the Cardholder pays an amount lower than the present steadiness of a particular month’s invoice assertion by the cost due date, interest might be accrued on the stability remaining after the Payment Due Date and shall be posted within the subsequent assertion. A delayed or amended charge shall be processed to the Card Account within ninety calendar days of the transaction date of the associated transaction. The Card is not transferrable and its usage is subject to the terms mentioned herein and any extra situations stipulated by BRAC Bank Limited every so often. The Cardholder on no account whatsoever will enable the Card and/or PIN and/or CVC/CVV and/or OTP to be used by another individual.

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